Find your bank's Positive Pay format
Works with your QuickBooks report exactly as exported. No cleanup.
See which file your bank takes, how to set it up, and where the layout came from.
59 banks
No bank matches "." Check the spelling, or set up your own layout to match your bank's import screen.
Built from the bank's published spec
We read the bank's own file spec and built the format from it. Each page links to the document.
- Alerus
Delimited · Layouts with and without payee names · Spec read 10/26/2026
- Associated Bank
Delimited · Payee names optional · Spec read 10/29/2026
- Bank of Hawaii
Delimited · Payee names optional · Spec read 10/29/2026
- Columbia Bank
Delimited · Payee names optional · Spec read 10/29/2026
- Dollar Bank
Delimited · Payee names optional · Spec read 10/29/2026
- First Citizens
Fixed width · Payee names optional · Spec read 10/29/2026
- Huntington
Delimited · Payee names optional · Spec read 10/26/2026
- Mechanics Bank
Delimited · Payee names optional · Spec read 10/29/2026
- Rockland Trust
Delimited · Payee names optional · Spec read 10/29/2026
- Simmons Bank
Delimited · Payee names optional · Spec read 10/26/2026
- Synovus
Delimited · Payee names optional · Spec read 10/26/2026
- Truist
Delimited · Payee names optional · Spec read 10/29/2026
- Union Bank & Trust
Delimited · Payee names optional · Spec read 10/29/2026
- United Community
Delimited · Payee names required · Spec read 10/29/2026
Your layout, within the bank's published limits
These banks publish some rules but not their full layout. You match your bank's upload screen, and BankFileKit holds you to the rules they publish.
- TD Bank
Your layout, within TD Bank's published limits · Limits read 10/26/2026
Banks without a public spec
We looked for a public Positive Pay issue file spec for these banks between 10/28/2026 and 10/29/2026 and didn't find one we could use. Banks like these usually give you the layout when they set up Positive Pay. Ask your bank for its "Positive Pay issue file specification," then match it with My bank isn't listed.
- Ameris Bank
- Arvest Bank
- Atlantic Union Bank
- Bank of America
- Bank OZK
- BankUnited
- Banner Bank
- BMO
- BOK Financial
- Cadence Bank
- Capital One
- Cathay Bank
- Chase
- Citi
- Citizens
- Comerica
- Commerce Bank
- East West Bank
- F.N.B.
F.N.B. builds your file template from a sample file you email them.
- Fifth Third
- First Horizon
- First Interstate Bank
- Frost Bank
- Fulton Bank
- Glacier Bank
- Hancock Whitney
- KeyBank
Its spec is in KeyNavigator, which needs a KeyBank login.
- M&T Bank
- Old National Bank
- Pinnacle Bank
- PNC
- Regions
Regions posts its guides online, but its site blocks downloads, so we couldn't build from them.
- Santander
- Texas Capital
- Trustmark
- U.S. Bank
- UMB Bank
- Valley Bank
- Webster Bank
Its file maps are inside e-Treasury, which needs a Webster login.
- Wells Fargo
- Western Alliance Bank
Gives customers a file template when Positive Pay is set up.
- Wintrust
- WSFS Bank
- Zions Bank
Don't see your bank?
Set up your own layout to match your bank's import screen or the spec your bank gave you. If your bank publishes its spec, send us the link at bankfilekit.support@atomicmail.io and we'll look at adding it.