Farmers & Merchants Bank of Long Beach Positive Pay file

Works with your QuickBooks report exactly as exported. No cleanup.

Turn your QuickBooks Check Detail report or Excel check list into the check issue file Farmers & Merchants Bank of Long Beach accepts.

Built from Farmers & Merchants Bank of Long Beach's published spec · Read 10/29/2026 · Source

Make your Farmers & Merchants Bank of Long Beach file Try it with a sample file

What Farmers & Merchants Bank of Long Beach receives

The Farmers & Merchants Bank of Long Beach file BankFileKit makes from a sample QuickBooks report with fake checks. You see this proof for your own file before anything leaves your browser.

File proof

Farmers & Merchants Bank of Long Beach , Issued check file, CSV with a header row

positive-pay-fmb-20261026.csvCreated 10/26/2026 (example)

File check: Passed

1Date,Account Number,Number,Payee,Amount1210/01/2026,0000000000,1001,Example Office Supply Co.,1688.122310/02/2026,0000000000,1002,"Example Janitorial, LLC",6895.24410/15/2026,0000000000,1004,Example Employee One,2104.50510/20/2026,0000000000,1005,Example Construction and Landscaping Services of Northern County,12500.00

Line 2. One check per line: issue date, account number, check number, payee and amount, in this order. Voided checks aren't sent in this layout.
Line 3. A payee name with a comma goes in double quotes, so the bank reads it as one name.

How to send it to Farmers & Merchants Bank of Long Beach

F&M maps your file to its Positive Pay system for you. Download the free test file from BankFileKit and send it to F&M Treasury Management Services as your sample (internet.support@fmb.com, 844-782-7311).
Tell them it's a CSV file with a header row, in the same order as F&M's own CSV sample: date, account number, check number, payee and amount.
F&M maps the sample and tests an upload with you. After that, upload each file in Positive Pay, which you open from F&M Business Online Banking. The cutoff is 2:00 PM PT.

What's in the file

What each check line holds, in the Farmers & Merchants Bank of Long Beach file
Column	Field	Example	Rules
1	Date	10/01/2026	MM/DD/YYYY.
2	Account Number	0000000000	Your checking account number, on every line.
3	Number	1001	Digits only, up to 15.
4	Payee	Example Office Supply Co.	Required, exactly as printed on the check.
5	Amount	1688.12	Dollars and cents with a decimal point. No $ or commas. Up to $99,999,999.99.

.csv file · Commas between fields · Column names on the first line · Windows line endings

Good to know

This is Farmers & Merchants Bank of Long Beach (fmb.com), also called F&M Bank.
This layout follows the CSV sample in F&M's file overview: a header row, then date, account number, check number, payee and amount.
Voided checks aren't in this file, as in F&M's sample. F&M's guide says voids can be entered in its Positive Pay module.
The payee name must match the payee line on the check. F&M asks you to avoid special characters like * in payee names.

Where Farmers & Merchants Bank of Long Beach's guide doesn't say

BankFileKit fills these in with safe defaults. Your test file confirms them with Farmers & Merchants Bank of Long Beach before you send a live file.

BankFileKit default: A payee name is put in double quotes only when it has a comma, the way Excel saves a CSV file (decided 10/29/2026). F&M's guide doesn't say how commas are handled.
BankFileKit default: Check numbers up to 15 digits and amounts up to $99,999,999.99. No limit on payee name length for CSV files. F&M's guide doesn't publish limits.
BankFileKit default: Line endings: Windows (CRLF). Text: plain ASCII.

Note: Send a test file to Farmers & Merchants Bank of Long Beach first

Before your first live file, download the free test file with your first 3 checks, send it to Farmers & Merchants Bank of Long Beach, and confirm it was accepted. BankFileKit can't guarantee that Farmers & Merchants Bank of Long Beach will accept a file.

Source

Positive Pay Check Issue File Overview, Farmers & Merchants Bank of Long Beach. Date printed: Rev. 11/2023. Pages 1-2. https://www.fmb.com/-/media/user-guides/fmb-positivepayissuedcheckfileoverview.pdf. Read 10/29/2026.

BankFileKit isn't affiliated with or endorsed by Farmers & Merchants Bank of Long Beach.