First Commonwealth Bank Positive Pay file

Works with your QuickBooks report exactly as exported. No cleanup.

Turn your QuickBooks Check Detail report or Excel check list into the check issue file First Commonwealth Bank accepts.

Built from First Commonwealth Bank's published spec · Read 10/29/2026 · Source

Make your First Commonwealth Bank file Try it with a sample file

What First Commonwealth Bank receives

The First Commonwealth Bank file BankFileKit makes from a sample QuickBooks report with fake checks. You see this proof for your own file before anything leaves your browser.

File proof

First Commonwealth Bank , Issued items file, comma delimited

positive-pay-first-commonwealth-20261026.csvCreated 10/26/2026 (example)

File check: Passed

111001,1688.12,Example Office Supply Co.,10/01/2026,221002,6895.24,'Example Janitorial, LLC',10/02/2026,331003,450.00,Example Property Mgmt LLC,10/03/2026,V41004,2104.50,Example Employee One,10/15/2026,51005,12500.00,Example Construction and Landscaping Services of Northern County,10/20/2026,

Line 1. One check per line: check number, amount, payee, issue date and issue/void code, in this order.
Line 2. A payee name with a comma goes in single quotes ('), so the bank reads it as one name.
Line 3. A voided check, marked V, with its original amount. QuickBooks shows voids as $0.00, so BankFileKit asks you for the original amount.

Set it up once at First Commonwealth Bank

Note: Already have a First Commonwealth Bank import map?

Your file has to match the map you upload it with. Add a new map with the settings below, or use My bank isn't listed to make a file that matches the map you have.

In the Treasury Management Platform, go to Payments > Check Upload Formats > Create New Format and choose Delimited.
Format Name: any name you'll remember, for example BankFileKit. Exclude Header Rows: 0. Exclude Footer Rows: 0.
Item Amount: Decimal Included. Issued Date Format: mm/dd/yyyy. Void Indicator: V. Leave Checking Indicator, Savings Indicator and Void Date Format blank.
Column Order: Item Number 1, Item Amount 2, Payee 3, Issued Date 4, Void Indicator 5. Leave Account Number, Account Type and Void Date blank.
Click Save, then upload your BankFileKit file as a .csv under Payments > Create Issued Items.

What's in the file

What each check line holds, in the First Commonwealth Bank file
Column	Field	Example	Rules
1	Check number	1001	Digits only, up to 15.
2	Amount	1688.12	Dollars and cents with a decimal point. No $ or commas. Up to $99,999,999.99.
3	Payee	Example Office Supply Co.	Required, exactly as printed on the check.
4	Issue date	10/01/2026	MM/DD/YYYY.
5	Issue/void code		Blank for issued checks, V for voids.

.csv file · Commas between fields · No header row · Windows line endings

Good to know

First Commonwealth lets you map your own file in the Treasury Management Platform. This layout uses the column order from First Commonwealth's guide (check number, amount, payee, issue date), plus a void indicator in column 5 (V on voided checks, blank otherwise).
Item number, amount, payee and issue date are required.
First Commonwealth's text qualifier is a single quote, so a payee name with a comma is wrapped in single quotes. A payee with both a comma and an apostrophe can't be sent; BankFileKit tells you how to fix it.

Where First Commonwealth Bank's guide doesn't say

BankFileKit fills these in with safe defaults. Your test file confirms them with First Commonwealth Bank before you send a live file.

BankFileKit default: Line endings: Windows (CRLF). First Commonwealth's guide doesn't say.
BankFileKit default: Text: plain ASCII.
BankFileKit default: Voided checks carry the original check amount and no void date. The guide makes the void date optional.
BankFileKit default: Check numbers up to 15 digits and amounts up to $99,999,999.99. First Commonwealth's guide doesn't publish field lengths.

Note: Send a test file to First Commonwealth Bank first

Before your first live file, download the free test file with your first 3 checks, send it to First Commonwealth Bank, and confirm it was accepted. BankFileKit can't guarantee that First Commonwealth Bank will accept a file.

Source

Formatting a Positive Pay File, First Commonwealth Bank. No date printed. Pages 1-3. https://www.fcbanking.com/media/cgqf4skb/positive-pay-file-formatting-guide.pdf. Read 10/29/2026.

BankFileKit isn't affiliated with or endorsed by First Commonwealth Bank.